Standard cards include most standard MasterCard & VISA credit and debit cards.

Premium cards include most AMEX, business/corporate cards and credit cards linked to specialty rewards programs (i.e. Qantas, Velocity, Bank rewards...etc).

The table below is an approximate percentage of standard vs premium cards that are processed by Ignition in each region.

Depending on your country, it may be common for credit cards to have rewards programs attached which causes premium processing fees to be applied. This means you may see a higher number of premium card charges.

If you’d like to see which customers are using premium cards you can navigate to Payments → Payouts → Export → Collections and clawbacks to generate a report of all transactions with the associated payment processing fees.

We cannot fully confirm whether or not your client's card is a standard or premium card before it is processed. We are only able to determine this after payment processing occurs and the transaction is complete.

Unfortunately, credit card companies do not disclose this information, nor do they publish lists of their standard vs premium cards. The lack of information means we cannot provide guidelines on all the different cards in the market.

Most of the fees paid for payment processing go to the credit card networks. The fees charged by the credit card networks are highly variable, based on card type.

By having two tiers of pricing (Standard and Premium), we can offer the most competitive rates for most cards (Standard cards) while also offering the most choice to customers (by accepting Premium cards too).

Once the credit card transaction has been processed, we provide as much transparency as we can in the specific invoice and also the Payments tab to identify any premium transactions.